Privacy Policy

Last updated: SEPTEMBER 14, 2020

Loadmee PVT LTD ("us", "we", or "our") operates the Loadmee mobile
application (the "Service").

This page informs you of our policies regarding the collection, use and disclosure of Personal
Information when you use our Service.

We will not use or share your
information with anyone except as described in this Privacy Policy.

We use your Personal Information for
providing and improving the Service. By using the Service, you agree
to the collection and use of information in accordance with this
policy. Unless otherwise defined in this Privacy Policy, terms used
in this Privacy Policy have the same meanings as in our Terms and
Conditions.

Information Collection And Use

While using our Service, we may ask
you to provide us with certain personally identifiable information
that can be used to contact or identify you. Personally identifiable
information may include, but is not limited to, your email address,
name, phone number, postal address ("Personal Information").

Log Data

When you access the Service by or
through a mobile device, we may collect certain information
automatically, including, but not limited to, the type of mobile
device you use, your mobile device unique ID, the IP address of your
mobile device, your mobile operating system, the type of mobile
Internet browser you use and other statistics ("Log Data").

In addition, we may use third party
services such as Google Analytics that collect, monitor and analyze
this type of information in order to increase our Service's
functionality. These third party service providers have their own
privacy policies addressing how they use such information.

User Contact 

The purpose of this app is to collect the user's contact list only for creating journey. That is why the app needs contact list details of the users to provide seamless experience to the user.

Location information

We may use and store information
about your location, if you give us permission to do so. We use this
information to provide features of our Service, to improve and
customize our Service. You can enable or disable location services
when you use our Service at anytime, through your mobile device
settings.

Cookies

Cookies are files with small amount
of data, which may include an anonymous unique identifier. Cookies
are sent to your browser from a web site and stored on your
computer's hard drive.

We use "cookies" to
collect information. You can instruct your browser to refuse all
cookies or to indicate when a cookie is being sent. However, if you
do not accept cookies, you may not be able to use some portions of
our Service.

The Purpose for Which We Will Use Your Data

The
information that we collect from you

- We may use information held about you in the following ways:

Information
we receive from other sources 
- We
will combine this information with information you give to us and
information we collect about you. We will use this information and
the combined information for the purposes set out above (depending on
the types of information we receive).

Disclosure of Your Personal Information

You agree that we
have the right to share your personal information:


  1.     
  2. with any of
        our affiliated companies and service providers;


        
  3. with
        financial service providers, including the financial institutions
        identified in your cardholder bank agreement that provide banking
        services in connection with your account; 


        
  4. with
        non-financial companies, such as email service providers that
        perform marketing services on our behalf, and fraud prevention
        service providers that use the information to provide services to
        us;


        
  5. with a
        non-affiliated third-party to access and transmit your personal and
        financial information from a relevant financial institution. You
        grant the third-party the right, power, and authority to access and
        transmit this information according to terms of their privacy
        policy; 


        
  6. with
        selected third parties including business partners, suppliers and
        sub-contractors for the performance of any contract we enter into
        with them or you;


        
  7. with third
        parties to whom we may choose to sell, transfer or merge parts of
        our business or our assets or alternatively, acquire all or parts of
        their businesses;


        
  8. in response
        to a request for information, if we are required by, or we believe
        disclosure is in accordance with, any applicable law, regulation or
        legal process; and


        
  9. with
        relevant law enforcement officials or other third parties, such as
        investigators or auditors, if we believe it is appropriate to
        investigate fraud.

Changes to Personal Information

It is imperative
that your data with us is current and accurate. You may request for
the rectification of any personal data that we hold about you so as
to enable you to correct any incomplete or inaccurate data we hold
about you. We may, however, need to verify the accuracy of the new
data you provide to us.

Service Providers

We may employ third party companies
and individuals to facilitate our Service, to provide the Service on
our behalf, to perform Service-related services or to assist us in
analyzing how our Service is used.

These third parties have access to
your Personal Information only to perform these tasks on our behalf
and are obligated not to disclose or use it for any other purpose.

Communications

We may use your Personal Information
to contact you with newsletters, marketing or promotional materials
and other information that may be of interest to you. You may opt out
of receiving any, or all, of these communications from us by
following the unsubscribe link or instructions provided in any email
we send.

Compliance With Laws

We will disclose your Personal
Information where required to do so by law or subpoena or if we
believe that such action is necessary to comply with the law and the
reasonable requests of law enforcement or to protect the security or
integrity of our Service.

Business Transaction

If Loadmee PVT LTD is
involved in a merger, acquisition or asset sale, your Personal
Information may be transferred. We will provide notice before your
Personal Information is transferred and becomes subject to a
different Privacy Policy.

Security and Retention

The security of your Personal
Information is important to us, but remember that no method of
transmission over the Internet, or method of electronic storage is
100% secure. While we strive to use commercially acceptable means to
protect your Personal Information, we cannot guarantee its absolute
security.

We will retain
your data for as long as necessary for the said purpose of the
processing, and after that, we will keep your data as long as the law
requires.

International Transfer

Your information, including Personal
Information, may be transferred to — and maintained on —
computers located outside of your state, province, country or other
governmental jurisdiction where the data protection laws may differ
than those from your jurisdiction.

If you are located outside Nigeria
and choose to provide information to us, please note that we transfer
the information, including Personal Information, to Nigeria and
process it there.

Your consent to this Privacy Policy
followed by your submission of such information represents your
agreement to that transfer.

Links To Other Sites

Our Service may contain links to
other sites that are not operated by us. If you click on a third
party link, you will be directed to that third party's site. We
strongly advise you to review the Privacy Policy of every site you
visit.

We have no control over, and assume
no responsibility for the content, privacy policies or practices of
any third party sites or services.

Children's Privacy

Our Service does not address anyone
under the age of 18 ("Children").

We do not knowingly collect
personally identifiable information from children under 18. If you
are a parent or guardian and you are aware that your Children has
provided us with Personal Information, please contact us. If we
become aware that we have collected Personal Information from a
children under age 18 without verification of parental consent, we
take steps to remove that information from our servers.

Your Legal Rights

You have the right to:

•    Request access to your personal
data (commonly known as a “data subject access request”). This
enables you to receive a copy of the personal data we hold about you
and to check that we are lawfully processing it.

•    Request correction of the
personal data that we hold about you. This enables you to have any
incomplete or inaccurate data we hold about you corrected, though we
may need to verify the accuracy of the new data you provide to us.

•    Request erasure of your personal
data. This enables you to ask us to delete or remove personal data
where there is no good reason for us continuing to process it. You
also have the right to ask us to delete or remove your personal data
where you have successfully exercised your right to object to
processing (see below), where we may have processed your information
unlawfully or where we are required to erase your personal data to
comply with local law. Note, however, that we may not always be able
to comply with your request of erasure for specific legal reasons
which will be notified to you, if applicable, at the time of your
request.

•    Object to processing of your
personal data where we are relying on a legitimate interest (or those
of a third party) and there is something about your particular
situation which makes you want to object to processing on this ground
as you feel it impacts on your fundamental rights and freedoms. You
also have the right to object where we are processing your personal
data for direct marketing purposes. In some cases, we may demonstrate
that we have compelling legitimate grounds to process your
information which override your rights and freedoms.

•    Request restriction of
processing of your personal data. This enables you to ask us to
suspend the processing of your personal data in the following
scenarios:

o    If you want us to establish the
data’s accuracy.

o    Where our use of the data is
unlawful but you do not want us to erase it.

o    Where you need us to hold the data
even if we no longer require it as you need it to establish, exercise
or defend legal claims.

o    You have objected to our use of
your data but we need to verify whether we have overriding legitimate
grounds to use it.

•    Request the transfer of your
personal data to you or to a third party. We will provide to you, or
a third party you have chosen, your personal data in a structured,
commonly used, machine-readable format. Note that this right only
applies to automated information which you initially provided consent
for us to use or where we used the information to perform a contract
with you.

•    Withdraw consent at any time
where we are relying on consent to process your personal data.
However, this will not affect the lawfulness of any processing
carried out before you withdraw your consent. If you withdraw your
consent, we may not be able to provide certain products or services
to you. We will advise you if this is the case at the time you
withdraw your consent.

Changes to This Privacy Policy

We may update our Privacy Policy
from time to time. We will notify you of any changes by posting the
new Privacy Policy on this page.

You are advised to review this
Privacy Policy periodically for any changes. Changes to this Privacy
Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this
Privacy Policy, please contact us.